Spain expat calculators
Three tools to help you plan your move — cost comparison by region, a full budget planner, and an NLV eligibility checker.
Your current UK monthly costs
Before you finalise that number
These are costs most people don’t have in the UK that will affect your real saving:
Don’t forget health insurance
Required for the NLV and strongly advised for all residents. Use our finder to get your personalised quote range.
Excludes health insurance. Add €50–120/month for under-50s, €150–350/month for over-60s. See our health insurance guide for detail.
Threshold: €2,400/month base + €600 per additional family member. GBP/EUR at 1.17. This calculator is a guide only — always consult a specialist before applying. See our NLV guide for full details.
Ready to start transferring money to Spain?
Wise converts GBP to EUR at the real exchange rate — no hidden margins, no bank fees.
All figures are estimates based on mid-2026 data. Exchange rate used: £1 = €1.17. Regional costs use mid-range figures for a comfortable lifestyle. This tool is for planning purposes only and does not constitute financial or legal advice.